Con BCBSTX, ofrecemos coberturas HMO que se adaptan a sus necesidades de atención médica y su presupuesto, todas con opciones de nivel metálico de cobertura Oro, Plata o Bronce. Compare los diferentes costos y beneficios de Blue Advantage℠, Blue Advantage Plus℠ y MyBlue Health℠.
Cobertura médica para particulares
Texas Individual and Family Health Insurance 2027
Open Enrollment begins November 1 for Individual and Family Health Insurance in Texas. Compare BCBSTX health plans, provider networks, prescription drug coverage, costs, and benefits so you’re ready to choose the coverage that best meets your needs.
¿Ya es asegurado de BCBSTX?
Review your 2027 coverage options and get ready to renew your plan.
¿Cuáles son las opciones de cobertura de BCBSTX para particulares y familias?
Blue Advantage
Una cobertura HMO disponible en todos los condados de Texas. Las coberturas HMO suelen ser más económicas que las coberturas PPO.
Blue Advantage Plus
Your statewide Point of Service (POS) option, with wider networks and more care options. Entre los gastos más bajos de una cobertura HMO y la flexibilidad de la red de una cobertura PPO, encuentre un equilibrio entre los costos y las opciones de atención médica.
MyBlue Health
Una cobertura HMO en las áreas metropolitanas de Texas, que le ofrece atención especializada por parte del grupo médico que elija y costos más bajos que los de una cobertura PPO.
Find Your Fit with Metallic Level Plans
Las necesidades de atención médica son diferentes en cada persona. Tal vez quiera ahorrar más en 2027 o necesite más atención médica. Tenemos coberturas adecuadas para cada familia.
- Nivel oro
- Nivel plata
- Nivel bronce
¿Por qué Elegir BCBSTX?
Network and Care
BCBSTX's strength, trustworthiness and broad physician network combined with customer care. With a wide variety of plans available, it's easy to find the right plan.
Programas de bienestar y apoyo
We offer our members’ different types of wellness enhancements, ranging from rewards programs, behavioral health, maternal, prescription discounts and more!
Benefits of Coverage
Todas las coberturas incluyen medicamentos con receta y servicios de salud mental. Plus, your yearly checkup, and 25 other preventive care screenings are available at no additional cost.
Enrollment Guidance
With our excellent customer service, we’ll guide you through the process - whether you prefer a human connection or a digital one.
Cost and Savings
What health insurance costs should I compare?
Look beyond the monthly premium when comparing 2027 plans. Review the deductible, copays, coinsurance and out-of-pocket maximum to understand what you may pay when you use your coverage
- Premium: The amount you pay each month to keep your health coverage active.
- Deductible: The amount you generally pay for covered care before your plan begins sharing certain costs.
- Copay: A fixed dollar amount you may pay for covered care.
- Coinsurance: A percentage of the cost of covered care that you may pay.
- Out-of-pocket maximum: The most you pay for covered in-network care during the plan year before your plan pays 100% of covered costs, subject to plan terms.
Can I get help paying for 2027 health insurance and how do I know if I qualify for assistance?
You may qualify for financial help to lower your monthly payments, such as a premium tax credit, based on eligibility. The amount of financial help you qualify for may change, so review current income and household information when you’re ready to apply.
Recursos
Explore recursos para asegurados
Preguntas frecuentes