Saltar al contenido principal

PARA PARTICULARES Y PARA FAMILIAS

Self-Employed? Get 2027 Texas Health Insurance

If you're self-employed, a freelancer or recently left your job,
learn how to enroll in a 2027 Blue Cross and Blue Shield of Texas
plan during Open Enrollment Nov 1. - Jan. 15.

Banner, 2025. Father holding his son and looking at a computer
 
Self-employed chef enrolled in BCBSTX health plan cooking with family in the kitchen

Can I get health insurance without an employer?

Yes! Almost anyone who doesn't get health insurance through their job can enroll in an individual and family health insurance plan, including:

  • Gig workers like food delivery or rideshare drivers
  • Independent contractors with a company or private practice (like some lawyers or doctors)
  • Uninsured employees who don't get health coverage as a work benefit
  • Freelance workers like copywriters, photographers or graphic designers
  • Small business owners who don't offer employer coverage 
 


What are the benefits of choosing BCBSTX?

All BCBSTX plans cover prescription drugs and mental health services, your yearly checkup, and over 20 preventive care screenings available at no additional cost.

Get more from your coverage with access to leading doctors, hospitals and specialists.

And for those unpredictible momements, many plans also offer virtual visits.

Como asegurado, puede esperar:

Young girl on a swing smiling
 
Document with dollar sign icon

Cobertura médica flexible

Explore networks, covered services and costs to find your perfect fit.

Entienda los niveles metálicos
Ícono de mano sosteniendo un teléfono celular

Herramientas móviles optimizadas

Pay bills. Check claim statuses. Acccess your digital ID card + more!

Descargue nuestra aplicación para asegurados
Hand holding a coin with dollar bill sign icon

Pagos de facturas sencillos

Make payments online, in person, or enroll in Auto Bill Pay.

Revisar las opciones de pago
Ícono de corazón con una marca de verificación

Health & Wellness Support

Track your wellnes journey and earn reward points for your healthy choices.

See More BCBSTX Benefits
 
A couple smiling and looking thoughtfully at the information on their laptop.

Understand Your Needs

What should I consider before enrolling?

Hay algunos aspectos importantes en los que debe pensar antes de elegir una cobertura:

Use our plan comparison guide to weigh your BCBSTX Afforadable Care Act (ACA) options, costs and features side-by-side.  

PLAN OPTIONS

Customize Your Health Coverage 

Tiered metallic level options for HMO, PPO, and POS plans.

Comience a comprar

Conéctese con un agente autorizado

¿Está listo para solicitar una cobertura, pero tiene preguntas? Nuestros agentes autorizados están disponibles para brindarle respuestas y asesoramiento.

Man wordworking in his workshop.

I lost my job, how can I avoid high COBRA costs?

Si recientemente perdió su trabajo y sueña con trabajar por su cuenta, no tiene que hacerlo solo. Las coberturas para particulares y familias de BCBSTX pueden mantener su atención médica cubierta si COBRA no está dentro del presupuesto.

El período de inscripción abierta es desde el 1 de noviembre hasta el 15 de enero. Enroll in a plan, explore covered services and find out if you qualify for premium tax credit savings today.

Preguntas frecuentes

Preguntas comunes sobre su cobertura

1GO Wellbeing and all associated digital programs and services are powered by Sharecare, Inc. Sharecare is contracted by Blue Cross and Blue Shield of TX to deliver a select collection of lifestyle programs, tools and apps. BCBSTX no realiza aprobaciones, representaciones o garantías con relación a los proveedores externos ni a los productos y servicios provistos por estos.