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Seguro médico accesible

Shopping for health insurance you can afford has never been simpler. Puede obtener una cobertura a través de los siguientes:

  • Su empleador
  • Un agente de seguros
  • Una compañía aseguradora
  • El Mercado de Seguros Médicos en línea
  • Government programs like Medicare or Medicaid 
 
Woman seated on a fitness mat, drinking water

Help with Health Care Costs

There are a few options to help pay for health care costs:

  1. Premium tax credit: A credit that lowers your monthly premium. Find out what your savings may be with our calculadora de crédito sobre impuestos para las primas. 

  2. Cost-sharing assistance: This discount helps you save on your deducible, coaseguro y copagos. 

Consejos para un seguro médico más asequible

Help reduce health care costs and save money with these easy tips:

  • Be healthy. Do your best to eat right, exercise and get regular health screenings. Inste a todos los miembros de la familia a llevar también un estilo de vida saludable.

  • Choose the right plan. Our entire selection of health insurance plans brings you the same essential health benefits and delivers the same level of quality and care. The differences include how benefit costs are applied. Más información.

  • Conozca su cobertura. Every plan is different. Take time to learn how your plan works, which providers you can go to and which services are covered. Más información.  

  • Prescriptions. If you have prescription drug coverage, know the details of your plan. In some cases, save money by going to certain pharmacies or by using mail-order pharmacy services. Además, verifique si existe una versión genérica de su medicamento.

  • Permanezca dentro de la red. Health plans use a specific group of doctors, hospitals and other health care professionals called provider networks. Choose doctors in your network to avoid paying higher out-of-network costs.

  • Use member perks. Look for member discounts from gym memberships to vision services. Special incentives may be offered for quitting smoking, losing weight, exercising and more.